The Planning Process: Retirement Income Planning




Financial independence during retirement is a goal that many of us desire but rarely plan for adequately. We can estimate what you need to maintain your current lifestyle at retirement. Any company-sponsored retirement plans, individual retirement accounts, savings accounts, and other sources of income are evaluated. Then, an effective, step-by-step strategy is determined, taking advantage of current tax laws and suitable investment vehicles. Creating a strategy can help set the stage for a comfortable retirement.


Establishing your retirement plan with Gateway Financial Partners means investment flexibility. You have the ability to select and then reposition your portfolio holdings to satisfy ever-changing personal and economic conditions. The selection of self-directed retirement accounts includes:


Traditional IRA - An account established and funded by individual contributions or an individual retirement plan transferred from another financial institution.


Rollover IRA - A retirement account funded by distributions received from an employer's qualified pension or profit-sharing plan upon termination of employment.


SEP-IRA - A retirement account established and funded by employer contributions.



Five essential steps on the road to retirement



  • Establish Your Objectives
  • Determine Your Investment Style
  • Evaluate Investments
  • Choose an Appropriate Investment Plan
  • Execute and Periodically Examine the Plan





Start now!



The longer you wait to create a retirement plan, the more you jeopardize your future happiness. You'll thank yourself tomorrow for what you start today.